With an aim to enhance the digital payments with an option to the Rupay cardholders, the NPCI has introduced the feature of contactless (offline) payments for the retail outlets on a pilot basis. It also provides reloadable wallets within the card for daily transit payments. It is expected that these additional features will be an add on to the overall transaction experience for the card users as it ensures quick and seamless transactions even at the locations with the poor connectivity at the POS machines.
Head of RuPay & NFS, NPCI; Nalin Bansal said, “We are delighted to unveil the new RuPay Contactless (offline) feature which is aimed at transforming the transaction experience for customers by deploying enhanced NFC technology and innovative card payment solutions. We are confident that with the advent of the stellar RuPay contactless (offline) feature, the acceptance infrastructure for RuPay will increase exponentially and will result in the rapid onboarding of both merchants and consumers in various geographies across the nation. With the recent announcement to increase the transaction limit on contactless payments, customers are set to witness an all-new level of security, convenience, and safety. We, at NPCI, believe that the RuPay Contactless Offline feature will strengthen the digital payments ecosystem by furthering financial inclusion and help realise the dream of a less-cash economy”.
The RuPay NCMC (National Common Mobility Card) can be used for tickets payments for transits such as bus, metros, cabs etc. thus enabling quick, seamless and automatic payments especially in remote areas and locations facing poor internet connectivity.